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        <description>articles</description>
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            <title>Dogs and Diseases</title>
            <link>http://positivitymatters.yolasite.com/articles/dogs-and-diseases</link>
            <description>The qualities through which a dog earned a special place in the hearts of humans are loyal, friendly, affectionate, protection and love. Nowadays many of the dogs are owned only because they are ideal pets. Dogs always try to keep you happy and smiling. It will never judge you for your looks and never hold grudges on you. &lt;br&gt;Dogs mostly rely on their master for their basic needs for shelter, exercise nutrition and companionship. &lt;br&gt;&lt;br&gt;These are the basic needs but the most important which a dog needs the most is veterinary care. If you have dog as a pet then you must ensure to take dog for a regular check up by a vet. As they are prone to a wide array of diseases and illness so it is best that he gets vaccinated before the occurrence of these diseases.&amp;nbsp; The&lt;b&gt; &lt;a class=&quot;&quot; href=&quot;http://lazybear.info/arthritis-in-dogs.html&quot;&gt;fatal dog diseases&lt;/a&gt;&lt;/b&gt; against which a dog must be vaccinated are as follows:&lt;br&gt;&lt;br&gt;1.&amp;nbsp;&amp;nbsp; &amp;nbsp;Para Influenza: It is also known as tracheo bronchitis. This is a contagious infection which serious affects the puppies upper respiratory. Gagging and coughing are its symptoms. It proves fatal to young dogs and puppies.&lt;br&gt;&lt;br&gt;2.&amp;nbsp;&amp;nbsp; &amp;nbsp;Canine Adenovirus: It is also known as Infectious Canine Hepatitis (ICH). It is an extremely contagious disease. This disease is transmitted only in urine. Eye or nasal secretions of animals with these diseases affect the liver, kidneys along with the lining of the blood vessels.&amp;nbsp; Dogs in all ages are prone to these diseases. &lt;br&gt;&lt;br&gt;3.&amp;nbsp;&amp;nbsp; &amp;nbsp; Canine Distemper Virus: This disease is transmitted through the infected dogs. It severely affects gastrointestinal, central nervous and respiratory system. This disease is fatal for adult dogs and puppies.&lt;br&gt;&lt;br&gt;4.&amp;nbsp;&amp;nbsp; &amp;nbsp;Rabies: A vaccination should be against this disease to dogs before its occurrence. As it severely affects all warm blooded animals including humans. It deadly affects the brains. Pets get expose to it through the bites of wild animals like bats, foxes, skunks etc.&lt;br&gt;&lt;br&gt;Therefore keep a dog disease free by giving them vaccination.&lt;br&gt;&lt;br&gt;</description>
            <pubDate>Wed, 02 Jan 2013 15:46:52 +0100</pubDate>
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            <title>Maintain the Lush Green Cities</title>
            <link>http://positivitymatters.yolasite.com/articles/maintain-the-lush-green-cities</link>
            <description>

&lt;p&gt;&lt;span style=&quot;font-family:&amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;&quot;&gt;As we grow big in pocket
size, our house sizes grow big too. We develop as a well grown community of
some elite class living together in very profoundly developed urban cities. As
we grow in concrete, we also need to take care of our &lt;b&gt;&lt;a class=&quot;&quot; href=&quot;http://www.greenroofs.com/blog/2012/10/05/bridging-the-urban-jungle-mile-end-park/&quot;&gt;green infrastructure&lt;/a&gt;&lt;/b&gt;
which is sometimes ignored. Green spaces are way too much important in and
around city lands because that keeps the environment healthy and fresh for
meeting the survival needs. Parks in the cities somehow completes the absence
of lush green forests in which people can’t live obviously. &lt;br&gt;&lt;/span&gt;&lt;/p&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://aharon.varady.net/omphalos/wp-content/uploads/2008/09/pnc-triangle-park.png&quot; height=&quot;425&quot; width=&quot;680&quot;&gt;&lt;/div&gt;&lt;p&gt;&lt;span style=&quot;font-family:&amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;&quot;&gt;But to maintain a
healthy living environment it becomes important for each city to have open
green spaces or big we developed parks for people’s welfare keeping their
health and life style in mind. Thus a city can be said to have lush green lands
that beautifies our concrete jungles. Environment sustainability should be the
aim no matter how big buildings are being built or how long roads are developed.
If there are no green spaces, our ecological balance will be hampered and if
there is any change with it, the nature will not bear it. Destruction will be a
common thing then! So beware and behold!&lt;/span&gt;&lt;/p&gt;

&lt;div style=&quot;mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in&quot;&gt;

&lt;p style=&quot;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:
0in;mso-padding-alt:0in 0in 1.0pt 0in&quot;&gt;&lt;span style=&quot;font-family:&amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;&quot;&gt;Green
parks and open spaces are also a community necessity. Planning and managing
urban parks is the need of the hour and we need to realize this fact as early
as possible. Therefore, our children can nurture in the arms of nature and that
they stay in healthy position. As also mentioned earlier, parks can be very
helpful in protecting biological diversities. Also these can help in shaping
urban form. If you have some backyard space, do not forget to make it green and
lush with flora and fauna, so you do a little contribution to the environment
and your healthy being. &lt;/span&gt;&lt;/p&gt;

&lt;/div&gt;

</description>
            <pubDate>Mon, 15 Oct 2012 03:26:11 +0100</pubDate>
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            <title>Meditate and Live a Peaceful Life</title>
            <link>http://positivitymatters.yolasite.com/articles/meditate-and-live-a-peaceful-life</link>
            <description>&lt;div style=&quot;text-align: justify;&quot;&gt;Meditation brings you the life’s best in terms of &lt;i&gt;&lt;b&gt;&lt;a href=&quot;http://www.healthexpress.co.uk/blog/general-health/meditation-health-benefits.html&quot;&gt;mental peace&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;, activeness and health. For achieving a mentally as well as physically healthy life you need to know about the power of meditation. It can help you come out of depression or lower down your blood pressure level. Indian yogic gurus give importance to yoga and meditation and none of their yoga exercise is complete unless they do meditation. They knew about the positive effects of meditation since ages and they practiced it for a longer run.&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img style=&quot;width: 466px; height: 308px;&quot; src=&quot;http://www.meditationguidance.com/wp-content/themes/CustomTheme/images/meditating3.jpg&quot;&gt;&lt;br&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br&gt;Many fitness gurus are now suggesting their overweight clients to do meditation as a core activity once in a day. Because the results have shown that meditation is even helpful in reducing weight or maintaining a fit body. You may not believe but it has been found out that nine out of every twelve fat people do meditation as a regular activity and they are experiencing the positive changes in their body which they report to have been possible due to yoga and meditation.&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img src=&quot;http://images04.olx.in/ui/10/65/96/1294640234_155445996_1-Pictures-of--HOME-YOGA-PRANAYAMA-MEDITATION-at-door-step-all-over-chennai-cell-8428022602.jpg&quot;&gt;&lt;br&gt;&lt;/div&gt;Meditation also helps you in keeping you afresh all the day and it brings positivity in your life and all those who came across you throughout the day. Meditation is all about you and your inner peace. It is said that those who meditate are found to be the happier than those who are not into performing meditation as a core activity. People these days do hard work and they are too much over burdened that they look for peaceful places, but they are hardly aware of the fact that a reservoir of peace exists inside them which can only be achieved through meditation. For being able to be a happy and contended soul, you have to have knowledge about right meditation practices so you know how much happiness meditation can bring to your life.&lt;br&gt;&lt;br&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;iframe src=&quot;http://www.youtube.com/embed/hLvU7ppM4vE&quot; allowfullscreen=&quot;&quot; frameborder=&quot;0&quot; height=&quot;315&quot; width=&quot;560&quot;&gt;&lt;/iframe&gt;&lt;/div&gt;</description>
            <pubDate>Tue, 25 Sep 2012 20:26:27 +0100</pubDate>
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            <title>Lose Weight Naturally</title>
            <link>http://positivitymatters.yolasite.com/articles/lose-weight-naturally</link>
            <description>&lt;div style=&quot;text-align: justify;&quot;&gt;Ninety out of hundred people are suffering weight problems. Due to being too much busy people eat whatever they want. They do what they like and in this they heavily rely on junk food items which are a major reason why people gain weight. A large number of people fail to keep up with their &lt;a class=&quot;&quot; href=&quot;http://www.onlineclinic.co.uk/blog/weight-loss/sleep-aids-weight-loss.html&quot;&gt;weight loss management&lt;/a&gt; goals. This is because they set up very tough goals from themselves even without understanding their weight management needs. Thus they give up in the middle, worsening their situation more than earlier. &lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://positivitymatters.yolasite.com/resources/cm3.jpg&quot;&gt;&lt;br&gt;&lt;/div&gt;&lt;br&gt;In such a situation, it is better to rely on natural methods of losing weight. We call it as natural weight loss. And yes this is one best way to say bye to your super healthy mass which you never want to see again. Natural weight loss is the safest weight loss method. It helps you lose weight naturally and you don’t have to rely on any substitute, you don’t have to go on diet or anything which pinches you.&lt;br&gt;&lt;br&gt;You only have to be regular as much as you can. Once you stops working towards natural weight loss, it will not bring any result, though you will also not see any side effects as in other methods of weight loss. But when you have a set aim to reduce few pounds, you should keep the aim with you and keep working towards it. Natural weight loss only asks you to make certain changes in your diet irrespective of other methods which involves dieting. Remember natural weight loss asks you to make changes in your diet which can be about switching from oily to boiled food for sometime, rice to wheat, coke to juice etc. Now you see it involves things that not just make you slim but healthy from inside which is why you don’t see any side effects of natural weight loss. &lt;br&gt;&lt;br&gt;&lt;/div&gt;</description>
            <pubDate>Mon, 10 Sep 2012 10:48:24 +0100</pubDate>
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            <title>Overcoming Olympics Hit on Sales</title>
            <link>http://positivitymatters.yolasite.com/articles/overcoming-olympics-hit-on-sales</link>
            <description>&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;The craze of&lt;b&gt; &lt;a class=&quot;&quot; href=&quot;http://www.cocoonfxmedia.co.uk/Blog/the-olympics-hits-british-businesses-hard/&quot;&gt;London Olympics&lt;/a&gt;&lt;/b&gt; is as such that people are not willing to come on streets and do even sore shopping which is leading to a drift in customers on the shops. As a results shop owners are suffering. They are reporting a reasonable decrease in sales. Not just small retailers but also high streets shops are not unaffected by decrease in sales volume. Hotels and restaurants have also reported downfall in customers and footfalls which is again leading to economical pressures for the businesses to survive. Many businesses which have been relocated for creating a dedicated venue for Olympics are now taking last breath as they are now finding it hard to manage at an entirely new location where sales and profit ratio has got disturbed. &lt;br&gt;&lt;/div&gt;&lt;iframe src=&quot;http://www.youtube.com/embed/QObPav7bKrs&quot; allowfullscreen=&quot;&quot; frameborder=&quot;0&quot; height=&quot;315&quot; width=&quot;560&quot;&gt;&lt;/iframe&gt;&lt;br&gt;&lt;/div&gt;But what if retailers or any such businessmen either keeps shut or keep crying and blaming Olympics for their low business profits! Will they get what they want, that is a better sale and better profit as it was before Olympics? The answer is no! Doing business with such a low spirit is a no-no answer to anything. So all they have to do is plan a better strategy and come up as good leaders and marketers who know better how to drag customers on their shops or business venues. The least they can do is set up some televisions in their shops according to the available accommodations. So a customer doesn’t feel bad about missing his favorite sport coming on TV because you don’t have one already installed in your shop. If you would install a television for your shop, chances are more that a customer would want to stay more. And staying more you know means, more shopping! So don’t feel low about dropped profits but try and get to increase them but putting in little money in form of a television. We all know the fact that ‘money attracts money’. So why not try! &lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;/div&gt;</description>
            <pubDate>Mon, 27 Aug 2012 02:38:54 +0100</pubDate>
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            <title>Automation In Medical Industry: A Boon!</title>
            <link>http://positivitymatters.yolasite.com/articles/automation-in-medical-industry-a-boon-</link>
            <description>&lt;div style=&quot;text-align: justify;&quot;&gt;Automation has been widely used in all fields, medical being one. Now a day &lt;a class=&quot;&quot; href=&quot;http://techattitude.com/tools-and-softwares/medical-billing-and-claims-management-software-how-it-has-reformed-health-care-services/&quot;&gt;medical software&lt;/a&gt; solution has been introduced in medical industry in such a drastic manner that it has its revolutionary effect in this field. Health care industry now is making moves to automate most of its process which also includes medical billing, claims management, medical software etc.&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; style=&quot;width: 603px; height: 370px;&quot; src=&quot;http://alabdulwahid.files.wordpress.com/2010/12/800px-workflow_diagram1.png&quot;&gt;&lt;br&gt;&lt;/div&gt;Medical automation software has exceptional features which can cater to the needs of the medical professionals and so they find it easier to get it installed for their professional needs. Kiosks are a good example at hospitals. You can see which doctor is available and at what time. You can also schedule appointments from there. This is a real good example of public automation in medical industry. Moreover automation has also entered from a doctor’s personal cabins to operation room and from nursing staff to reception tables. Now you can see a fully digitalized hospital where you can get anything at anytime with so much of ease. Although such hospitals are expensive to high administrative cost involved in maintenance of these sophisticated models but with the introduction of these highly automated machines, they provide top notch medical services to eradicate your medical problems from roots. &lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;https://www.poc.roche.com/en_US/image/RALSsystem.jpg&quot;&gt;&lt;br&gt;&lt;/div&gt;Patient care has taken a new leap with the introduction of these highly automation devices and thus these are in high demand at each subsidiary hospital or medical institute. You can’t ignore the presence of this technology in today’s medical houses.&lt;br&gt;&lt;br&gt;&lt;br&gt;Earlier doctors used to get confused a lot while catching up with a patient’s medical history but now the inclusion of automated software has made it possible for them to take holds of everything with just an eye blink which is again a big thanks to our hunger towards advanced technologies. Therefore, criticizing automation is not fair while we need to thank those intellectual minds who dreamt and made it possible. &lt;br&gt;&lt;br&gt;&lt;/div&gt;</description>
            <pubDate>Tue, 17 Jul 2012 10:47:10 +0100</pubDate>
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            <title>Eco-Trendy</title>
            <link>http://positivitymatters.yolasite.com/articles/eco-trendy</link>
            <description>&lt;div style=&quot;text-align: justify;&quot;&gt;Lately, becoming more &lt;b style=&quot;font-size: 14px;&quot;&gt;&lt;i style=&quot;font-size: 14px;&quot;&gt;&lt;a class=&quot;&quot; href=&quot;http://raisingthemgreen.com/2012/06/green-noise-turn-used-materials-into-musical-instruments-guest-post/#more-2073&quot;&gt;eco-friendly&lt;/a&gt;&lt;/i&gt;&lt;/b&gt; is trendy. It's something most people would like to say about themselves. That they are contributing to the protection of the environment. It's become an important issue to leave the Earth in suitable conditions with the most resources possible for the coming generations. However, with all the options available to consumers that are labeled they consume less energy, are easily recyclable, or biodegradable, what are cheap things that can be done without going too far out of one's way but still contributing to this cause?&lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://profesorbaker.files.wordpress.com/2011/06/reducereuserecycle.jpg&quot;&gt;&lt;br&gt;&lt;/div&gt;Do you remember the last time you were walking somewhere in a city, and you had a paper product or plastic bottle and you thought, “wouldn't it be nice if I could recycle this”? It's becoming a growing trend to place recycling bins on city streets as well as in parks at sidewalk corners. This is to allow people in similar predicaments, who want to help the environment but it might be an inconvenience, the chance to do precisely this without going out of their way.&lt;br&gt;&lt;br&gt;Additionally, how often do you find your eyes grazing a plugged-in appliance that you haven't used in weeks or even months? The appliance is guzzling electricity even when it's off, as long as it's plugged in. This means that not only is your electric bill increasing, but the electricity wasted is certainly not helping out the environment. If you suspect that you are not using an appliance often, it may be best left unplugged.&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://www.snapfiction.com/wp-content/uploads/2012/04/reduce-garbage.jpg&quot;&gt;&lt;br&gt;&lt;/div&gt;Furthermore, how many times have you found yourself thinking, “Oh, I forgot to get that!” whatever “that” may be. Then you feel the need to drive back into town and take care of it. But if it is not important or pressing, then why not wait and combine that with other errands you'll run at a later date? This way you'll be saving energy and time.&lt;br&gt;&lt;br&gt;So next time you are walking down the street and you have finished your McDonald's or Wendy's fries and you need to toss the bag, consider watching for a recycle bin. When you arrive home, try unplugging appliances and see how much you can save. And when running errands, do as many at one time as possible. If you do these things, next time someone asks you whether you try to be eco-friendly, you can tell them you're a friend of the trend.&lt;/div&gt;</description>
            <pubDate>Mon, 09 Jul 2012 12:14:33 +0100</pubDate>
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            <title>Green Living – Suppress The Carbon Footprint</title>
            <link>http://positivitymatters.yolasite.com/articles/green-living-–-suppress-the-carbon-footprint</link>
            <description>&lt;br&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;Living a green lifestyle doesn’t mean that you have to revolutionize everything at the same time. Making gradual changes from time to time will help you to convert with green living easily in time. Even small changes and your efforts to live green will help the environment in multiple ways. Some of the basic ideas as suggested by many active blogs like &lt;a class=&quot;&quot; href=&quot;https://twitter.com/#%21/GreenSteve_com&quot;&gt;GreenSteve&lt;/a&gt; and TheGreenists to start with green living includes recycling paper, metal, glass, plastics and many more. &lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://positivitymatters.yolasite.com/resources/energy-saving.jpg&quot; style=&quot;width:325px;&quot;&gt;&lt;br&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;Giving a start with these green living ideas will not only make the environment healthy but as well makes the world a better place to live. The use of recycling materials is a wonderful concept and of course it is a valuable element to be considered, in case if you are a frequent traveler. When you become familiar with the concept of using recycling materials, then it is high time to make any further moves that help you to live green. &lt;br&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;&lt;br&gt;Recycling the food waste and using it as a fertilizer for your garden is a brilliant attempt. On the other hand, instead of leaving the appliances in the standby mode ensure it is turned off after use. This not merely isolates your home, but as well helps to save a great deal of money over your electric bills. &lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://positivitymatters.yolasite.com/resources/GoGreen.jpg&quot; style=&quot;width:325px;&quot;&gt;&lt;/div&gt;&lt;br&gt;Next important thing you need to consider for green living is reducing the carbon footprint. Drive less, so that the environment will be less polluted. Excessive emission of carbon dioxide will eventually pollute the atmosphere and creates global warming alerts. The ice at the poles is very quickly melting every fraction of second and this result in the increased production of carbon dioxide that results in global warming. &lt;br&gt;&lt;br&gt;Though it was not a change which happened all at once, you at least need to be alert about the disasters taking place. Living Green will somehow help to prevent the atmosphere from global warming. &lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;br&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;br&gt;
&lt;iframe src=&quot;http://www.youtube.com/embed/SvnHS1hQsZo&quot; allowfullscreen=&quot;&quot; frameborder=&quot;0&quot; height=&quot;315&quot; width=&quot;560&quot;&gt;&lt;/iframe&gt;&lt;/div&gt;&lt;/div&gt;</description>
            <pubDate>Thu, 14 Jun 2012 09:56:32 +0100</pubDate>
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            <title>Pension Plan and Alternative Source Of Investment After Retirement</title>
            <link>http://positivitymatters.yolasite.com/articles/pension-plan-and-alternative-source-of-investment-after-retirement</link>
            <description>

&lt;p style=&quot;text-align: justify;&quot;&gt;In most cases people are confused on the source of
investment they should have faith upon after retirement. Most of us opt for
pension plans in order to remain in the safer side of &lt;i style=&quot;color: rgb(255, 64, 64);&quot;&gt;&lt;b&gt;&lt;a class=&quot;&quot; href=&quot;http://elliottwaveuniversity.com/2012/05/17/investing-for-retirement/&quot;&gt;finance management&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;. Pension
plan can be generally of two types. The first type is the pension plan which is
sponsored by the employer and the second one is a non sponsored pension plan.
Both the pension plans have their own advantages and disadvantages. &lt;br&gt;&lt;/p&gt;&lt;p style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://positivitymatters.yolasite.com/resources/retirement-planning-3.jpg&quot; style=&quot;width: 241px; height: 363px;&quot;&gt;&lt;/p&gt;&lt;p style=&quot;text-align: justify;&quot;&gt;It is up to
the individual to decide whether an employee sponsored pension plan is enough
for the living expenses or the individual wants to invest separately in non sponsored
pension plans or not. Generally the decision can be made based on the returns
the individual is supposed to receive on retiring. It is not necessary that the
employee has to remain with the company till the end in order to get the
pension benefits after retirement. &lt;/p&gt;

&lt;div style=&quot;border-width: medium medium 1.5pt; border-style: none none solid; border-color: -moz-use-text-color -moz-use-text-color windowtext; -moz-border-top-colors: none; -moz-border-right-colors: none; -moz-border-bottom-colors: none; -moz-border-left-colors: none; -moz-border-image: none; padding: 0in 0in 1pt; text-align: justify;&quot;&gt;

&lt;p style=&quot;border: medium none; padding: 0in;&quot;&gt;In case of employer sponsored
pension plans the major advantage that the individual gets is the contribution of
the company towards the fund. Many organizations believe in 1:1 investment
ratio for the pension plans of its employees. For example, if the employee is
giving a certain amount of money from his or her salary towards the pension
fund, then the same amount of money is investment by the company too.&amp;nbsp;&lt;/p&gt;&lt;p style=&quot;border: medium none; padding: 0in; text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://positivitymatters.yolasite.com/resources/Retirement-02.jpg&quot;&gt;&lt;/p&gt;&lt;p style=&quot;border: medium none; padding: 0in;&quot;&gt;&lt;/p&gt;&lt;p style=&quot;border: medium none; padding: 0in;&quot;&gt;Thus, the
burden of investment is shared by the employee and the employer. Another major
advantage of sponsored investment pension plan is that the fund is liable to
get tax benefits from the government. A big sum of the money which the employee
pays to the government itself is returned to the employee, by the government,
in form of pension fund. Thus a lot of money that the employee has earned in
his or her lifetime is saved from going into the government treasury.&lt;span style=&quot;mso-spacerun:yes&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight:normal&quot;&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;&lt;span style=&quot;mso-spacerun:yes&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;/div&gt;</description>
            <pubDate>Sun, 20 May 2012 17:53:33 +0100</pubDate>
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            <title>How to Retire in Style?</title>
            <link>http://positivitymatters.yolasite.com/articles/how-to-retire-in-style-</link>
            <description>&lt;div style=&quot;text-align: center;&quot;&gt;&lt;br&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;Everyone grows old. It’s an irrefutable truth. The major question is, are you ready to retire? Unfortunately, most of us are not &lt;i&gt;&lt;b&gt;&lt;a class=&quot;&quot; href=&quot;http://www.zlobber.com/resources/10130-Role-401-k-plans-retirement-planning.aspx&quot;&gt;ready to retire&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;. The underlying reason is when we were young we never cared to build pipeline for future dreams. Building a pipeline does not mean to live frugally rather it mean to live within your means?&lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://positivitymatters.yolasite.com/resources/business-retire-young2.jpg&quot;&gt;&lt;br&gt;&lt;/div&gt;&lt;br&gt;There are several things you need to do before you plan to retire. Here are some common plans that you need to know&lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;br&gt;Traditional IRA-&lt;/b&gt; It is a tax deferred plan. The money isn’t taxed until and unless it is withdrawn and there is penalty for premature withdrawal before age of 591/2.&amp;nbsp; Govt also have laid restrictions on dollar amount of contributions every year. Additionally, if an employer participates in employer pension plan, his contributions are further limited.&lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;br&gt;Roth IRA-&lt;/b&gt; It is a plan that came into effect in 1998 out of Taxpayer Relief Act, 1997. A Roth IRA is a conventional retirement plan, except initial contribution is not tax deductible. Even interest is also not tax deductible.&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://positivitymatters.yolasite.com/resources/WellsFargo_RetireSurvey_SM.jpg&quot;&gt;&lt;/div&gt;&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;Employer Sponsored Plans&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Defined Benefit Plan&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Defined Contribution Plan&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;401(k) plans&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;br&gt;&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Profit Sharing Plans&lt;/li&gt;&lt;/ul&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;img class=&quot;yui-img&quot; src=&quot;http://positivitymatters.yolasite.com/resources/retirement.jpg&quot;&gt;&lt;br&gt;&lt;/div&gt;&lt;i&gt;Which plan is the best?&lt;/i&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;There are innumerable factor that needs to be taken into account before retiring&lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;br&gt;Eligibility-&lt;/b&gt; While all plans have their individual merits, not every individual is eligible for it. The first step is you need to take into account whether you are eligible for that plan or not.&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;b&gt;Benefits-&lt;/b&gt; Another thing that you need to consider is long term benefits of the plan. If the plan is truly advantageous in the long run, consider choosing that.&lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;br&gt;Flexibility-&lt;/b&gt; Last but not the least, the plan taken should be flexible. Looking at various factors like early withdrawal of dividend or principal, possibility of loan for uncertain events, in short before choosing any policy you need to enlist pros and cons of the same.&lt;br&gt;&lt;br&gt;&lt;div style=&quot;text-align: right;&quot;&gt;&lt;br&gt;&lt;/div&gt;&lt;/div&gt;

&lt;div style=&quot;text-align: center;&quot;&gt;&lt;iframe src=&quot;http://www.youtube.com/embed/CEuQ1TzVrg4&quot; allowfullscreen=&quot;&quot; frameborder=&quot;0&quot; height=&quot;315&quot; width=&quot;420&quot;&gt;&lt;/iframe&gt;&lt;/div&gt;</description>
            <pubDate>Fri, 04 May 2012 06:45:55 +0100</pubDate>
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